Liberty Mutual is one of the biggest auto insurance companies in the United States. This Fortune 500 Company has built a foundation with a solid financial rating, and it provides affordable auto insurance quotes.
Liberty Mutual was established on July 12, 1912, when the Massachusetts State Legislature passed a law requiring companies to secure their employers with employee reimbursement insurance.
The company quickly acquired popularity and they launched its first advertising and marketing campaign five years later in 1917. Liberty Mutual spread out so quickly that in the year 1937 they had extended through the 48 states and in the year 1972 they passed the $2 billion mark in premiums.
Liberty Mutual provides basically one policy which is called Liberty Guard Auto Insurance. This insurance policy covers everything from comprehensive, liability, collision and theft; and they provide other extra services in case customers want to add something else. The liability coverage in this policy pays the damages caused by an accident up to policy limits and prevents customers from being prosecuted in case the accident is customer’s fault. The medical payments coverage is compulsory in some states, but for the most part, they are optional. They cover after an accident and allow customers to go see a doctor if injuries occur. The comprehensive and collision policy prevents you from damage by covering the repairs of your vehicle after an accident or if it’s caused by fire, flood, etc. For a little more money, you will have the ability to add towing and labor coverage should in case you need it at any time.
As a multi-line insurance company, they strive to give consumers and policyholders the following:
The company offers other Insurance such as:
Liberty Mutual is well recognized for their discounts and the money saving options they give, to their customers.
Like all the other auto insurance providers, their discounts differ by state and what some members might find as money-saving options in one state, can literally be non-existing to others in the different state. Some of the discounts provided by Liberty Mutual Auto Insurance include but are not limited to Anti-Lock Brakes, Accident Prevention Course Anti-Theft Devices, Mature Driver, Multi-Car Policy, Good Student and Driver Training Discount.
Apart from these discounts, the company permits the potential customer to know some of the basic money saving ideas given to every individual of their customers. Some of the assistance given by Liberty Mutual Company is to make safety a primary concern when buying your next vehicle. This is essential because a vehicle with more safety features will get a lower rate because cars with safety features are usually less to repair.
Liberty Mutual auto insurance offers 24 Hour Claims Service. Customers can report a claim 24 hours a day, seven days a week, either on the phone or online.
To know more about Liberty Mutual Insurance, you can visit: Liberty Auto Insurance